Luminpay
Built for merchants in West Africa

Accept Payments.Settle In Naira.In Minutes.

Accept crypto and stablecoins via QR codes, cards or bank transfer, and settle straight to your bank account. No chargebacks, no delays.

Trusted by 2,400+ merchants across Africa
app.luminpay.io

Overview

Jan 2026 ▾

Total Balance

$5,200.54

+4.2%

Total Revenue

$18,402

+12.5%

Transactions

13,932

+4%

Total transactions

Showing last 7 days

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Trusted by leading brands

Binance
TTITL
body chain
GCSE
partigan

Who is Luminpay for?

One Platform. Every Business.

Solo Merchants

Accept USDC, USDT, and Bitcoin from customers at a single outlet, and get paid out in naira — no crypto wallet needed on your end.

Start for free

Growing Businesses

Run multiple outlets and terminals from one dashboard, track every transaction, and manage payouts to your bank account in one place.

Start for free

Platforms & Developers

Integrate crypto checkout directly into your product with our API, webhooks, and payment links — built for teams who want full control.

Start for free

Why businesses choose Luminpay

Connecting your business to real-world payments

Cross-border advantage
Compliance by design
Seamless payments ecosystem
Wallet infrastructure
Scalable for every industry
Engineered for scale

Luminpay Products

Your gateway from crypto to cash

Upgrade to Luminpay, the platform designed to enhance your finance team's efficiency.

Merchant Account

Accept payments via QR, links, mobile transfers, or crypto.

Transfer

Send money across borders, across banks and wallets, instantly.

Luminpay gateway dashboard

Solutions

Helping merchants with stablecoin settlement

E-COMMERCE & RETAIL

Shop anywhere, pay easily with digital assets

Accept stablecoin payments at checkout and settle directly to your bank account. No volatility, no friction.

Explore solution
PRODUCTS & CUSTOMERS

Crypto payments for marketplaces and platforms

Embed crypto payment rails into your product. Enable your users to pay, earn, and hold digital assets.

Explore solution

Frequently asked questions

Here are some of the common questions we get.

Contact Support

Sign up with your email, verify it with the code we send, and set a 6-digit PIN. You can start accepting payments right away at a starter daily limit -- no lengthy approval wait.

Pay differently,
Pay freely.

Stablecoin in, fiat out and vice versa. The settlement layer for African merchants and global businesses.

9:41

Wallet Balance

0.0854

USDC
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