Merchant Checkout
Accept payments
globally with crypto
Accept USDT, USDC and Bitcoin by QR code, payment link or invoice. Your customer sees the exact amount to pay, and you receive the full naira price you charged.
Try it outTotal amount
₦5,000
Choose a coin
Benefits for merchants
Leverage stablecoins to broaden your reach
Expand your offerings to enhance customer value—include payment solutions, financial services, and digital assets.
Expand globally
Grow your total addressable market by offering crypto and stablecoin payments.
Get paid in naira
Every sale is credited in naira at the price you set, then paid out to your Nigerian bank account.
Start effortlessly
Share a payment link or invoice in minutes, or integrate with our API and webhooks.
Why businesses choose Luminpay
Connecting your business to real-world payments






Pay differently.
Pay freely.
Stablecoin in, naira out. The settlement layer for African merchants, with a POS app for in-store payments.
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