E-commerce & Retail
Shop anywhere, pay easily with digital assets
LuminPay lets customers pay with digital assets on e-commerce stores, enjoying smooth checkout, instant processing, and secure global transactions.
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Our unique e-commerce benefits
Why e-commerce and retail
brands choose LuminPay
Seamless checkout
Give customers a smooth way to pay using digital assets directly from your online store.
Paid in naira
Each sale is credited in naira at the price you set, and payouts go to your Nigerian bank account on request.
Global reach
Sell to customers anywhere who pay in USDT, USDC or Bitcoin, with no card or FX barriers.
Secure processing
Crypto payments are final, so there are no card chargebacks. Refunds are always your decision.
Easy integration
Start with payment links and invoices, no code needed, or integrate with our API and webhooks.
Why businesses choose Luminpay
Connecting your business to real-world payments






Pay differently.
Pay freely.
Stablecoin in, naira out. The settlement layer for African merchants, with a POS app for in-store payments.
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